Ever been walking along a stream or lake, when you heard the loud rattling of a Belted Kingfisher? It was likely YOU that it's cursing. They don't like intruders in their turf, and will vigorously scold anyone or anything that irks them.
Female Belted Kingfisher. Males are less gaudy, having only one blue belt. This species is tough for a bird that depends on diving into the water to procure prey. They'll tough it out in northern latitudes, as far as they can dependably find water. If she spots a creek chub or some other tasty fish, she'll hover briefly over the target, then plunge headlong into the icy waters. Just before striking the water, the bird will close its inner eyelids, and then snap up the fish with its pincer-like bill. The hapless victim with then be flown to a convenient perch, and likely beaten mightily against the branch until thoroughly stunned, then it'll be swallowed. Don't come back as a minnow and let yourself fall into the sights of a kingfisher.